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Celebrating 50 Years of Excellence

This month marks an extraordinary milestone in the history of ASI – our 50th anniversary! For half a century now, ASI has been a pilar of support and innovation in the credit union industry, providing a strong private deposit insurance option that champions state sovereignty and strengthens the dual chartering system.


The Credit Union Advantage

Many credit unions have a choice when it comes to protecting their members’ deposits: federal share insurance, or private share insurance. Exercise your right to choose the option that’s best for your credit union and your members. Choose American Share Insurance (ASI).

Greater Coverage

$250K PER ACCOUNT

ASI’s primary insurance offers $250,000 of coverage per account, not per individual, with no limit to the number of accounts held by a member.

Greater Peace of Mind

ABOVE & BEYOND

Excess share insurance is a credit union exclusive program. Protect your members with deposit coverage up to $5 million on top of your primary insurance coverage.

Greater Stability

SINGULAR FOCUS

For 50 years, ASI has protected the deposits of our credit union members. No member has ever lost money in an ASI-insured account.

The Numbers


1.3 Mil+

members protected through ASI’s primary coverage


$19 Bil +

of members’ deposits protected


$250K+

in per account coverage, not per member


Trusted Deposit Insurer For Over 50 Years

Partners NOT Regulators

Our number one goal is to help our credit unions be successful. We work closely with our member credit unions and state regulatory authorities to provide trusted insurance to more than one million credit union members nationally.

We Chose ASI

Hear From Credit Union Leaders Like You

Real customers share why they trust ASI private insurance and how it benefits their credit union members.


Your Members Own Your Credit Union

Our Members Own ASI

Just like your credit union, ASI is owned by the members we serve. As such, our primary mission is to see our member credit unions grow and prosper. Our board of directors is elected by our members, and our member credit unions have a voice in the strategic direction of the program.

A credit union-owned share insurance fund protecting credit unions and their members for nearly 50 years.

MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

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