Primary Share Insurance
The only private share insurance option in the U.S.
American Share provides trusted primary share insurance for credit unions that covers more than one million members in Alabama, California, Idaho, Illinois, Indiana, Maryland, Montana, Nevada, Ohio, and Texas.
Per Account Coverage Without Limits
Protect more of your members’ savings. American Share’s coverage protects your members’ deposits on a per account basis – not per member like federal insurance – with no limit to the number of individual member accounts that can be insured.
Gain a Competitive Edge
Our per-account coverage allows members to keep more of their deposits in one institution – making your credit union a stronger option to be their primary financial service provider. It’s a level of coverage that banks simply cannot offer.
Primary Share Insurance
The only private share insurance option in the U.S.
American Share provides trusted primary share insurance for more than one million members of state-chartered credit unions in Alabama, California, Idaho, Illinois, Indiana, Maryland, Montana, Nevada, Ohio, and Texas.
Per Account Coverage Without Limits
Protect more of your members’ savings. American Share’s coverage protects your members’ deposits on a per account basis – not per member like federal insurance – with no limit to the number of individual member accounts that can be insured.
Gain a Competitive Edge
Our per-account coverage allows members to keep more of their deposits in one institution – making your credit union their primary financial service provider. It’s a level of coverage that banks are unable to offer, but your state-chartered credit union can.
The Power of Choice
State-chartered credit unions have the power to better influence the state laws governing them, and as a result, many state-chartered credit unions have the right to choose American Share to protect their members instead of the NCUA. Federally-chartered credit unions have only a single choice when it comes to share insurance—the NCUA, which serves as both their insurer and regulator.
not per member
- Checking/Share Drafts
- Savings/Shares
- Money Market Accounts
- IRAs
- CDs/Share Certificates
- Holiday Savings