Primary Share Insurance

The only private share insurance option in the U.S.

American Share provides trusted primary share insurance for credit unions that covers more than one million members in Alabama, California, Idaho, Illinois, Indiana, Maryland, Montana, Nevada, Ohio, and Texas.

Per Account Coverage Without Limits

Protect more of your members’ savings. American Share’s coverage protects your members’ deposits on a per account basis – not per member like federal insurance – with no limit to the number of individual member accounts that can be insured.

Gain a Competitive Edge

Our per-account coverage allows members to keep more of their deposits in one institution – making your credit union a stronger option to be their primary financial service provider. It’s a level of coverage that banks simply cannot offer.

Primary Share Insurance

The only private share insurance option in the U.S.

American Share provides trusted primary share insurance for more than one million members of state-chartered credit unions in Alabama, California, Idaho, Illinois, Indiana, Maryland, Montana, Nevada, Ohio, and Texas.

Per Account Coverage Without Limits

Protect more of your members’ savings. American Share’s coverage protects your members’ deposits on a per account basis – not per member like federal insurance – with no limit to the number of individual member accounts that can be insured.

Gain a Competitive Edge

Our per-account coverage allows members to keep more of their deposits in one institution – making your credit union their primary financial service provider. It’s a level of coverage that banks are unable to offer, but your state-chartered credit union can.

The Power of Choice

State-chartered credit unions have the power to better influence the state laws governing them, and as a result, many state-chartered credit unions have the right to choose American Share to protect their members instead of the NCUA. Federally-chartered credit unions have only a single choice when it comes to share insurance—the NCUA, which serves as both their insurer and regulator.

0

not per member

  • Checking/Share Drafts
  • Savings/Shares
  • Money Market Accounts
  • IRAs
  • CDs/Share Certificates
  • Holiday Savings

A Trusted Partner for Credit Unions Since 1974

Rather than a “one-size-fits-all” approach, we work with our member credit unions and state regulators to develop flexible programs that focus on meeting consumer needs and sustaining charters.

A credit union-owned share insurance fund protecting credit unions and their members for nearly 50 years.

MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

© 2022 American Share Insurance

Questions? Reach out.

Mail Opt-in
This field is for validation purposes and should be left unchanged.

Skip to content