Why Your Credit Union’s Coverage Matters

American Share Insurance (ASI) is a private share insurer owned by the credit unions it insures. Currently, ASI protects the accounts of over 1.35 million credit union members — and since its inception in 1974, no credit union member has ever lost money in any ASI-insured account.

Individual Credit Union Members


A Singular Focus

Protecting the deposits of our credit union members

A Strong Fund

ASI’s equity ratio – a key indicator of an insurance company’s financial health – is greater than that reported by both federal deposit insurance funds

Licensed & Regulated

ASI is licensed by the Ohio Department of Insurance and dual-regulated by the Ohio Departments of Commerce and Insurance. We maintain good standing with regulators in all states of operation.

Sound Business Practices

ASI’s only business is to provide deposit insurance to credit unions, and we are selective about the credit unions we insure. Not all credit unions that apply for coverage meet our strict underwriting standards.


ASI insures every account for individual credit union members, up to $250,000 per account, with no limits as to the number of accounts held.

If you have questions about the coverage provided by ASI, ask your credit union or contact us at 800-521-6342.


How is My Credit Union Doing?

CU Data Bank

ASI’s CU Data Bank tool provides users the ability to view general information for a specific privately insured credit union, download financial statements, or generate a four-period trend analysis. You can research an ASI insured credit union by entering the charter number, name, or one other of the fields below. To view the financial statements for federally insured credit unions using American Share’s excess insurance program, please visit the NCUA’s website at www.ncua.gov.

A credit union-owned share insurance fund protecting credit unions and their members for nearly 50 years.

MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

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