Excess Share Insurance
The Credit Union Advantage
Protect your members with coverage of up to $5,000,000 over your primary share insurance limits, whether you are covered by American Share or NCUA. American Share offers two excess share insurance options based on the unique needs of your credit union and your members. In some cases, credit unions select multiple policies in order to accomplish their deposit and liquidity objectives.
Give your members what they want and need: the peace of mind that comes with added protection.
Double Cover
Protect every member of your credit union above and beyond the limits afforded by your primary share insurer. Double Cover provides up to $250,000 of additional coverage per account.
Custom Cover
Accommodate specific members, institutional or larger business type accounts. Customer Cover allows your credit union to insure balances up to $5,000,000 above the limits afforded by your primary share insurance. Some restrictions apply.
Excess Share Insurance
The Credit Union Advantage
Protect your members with coverage of up to $5,000,000 over your primary share insurance limits, whether you are covered by American Share or NCUA. American Share offers two excess share insurance options based on the unique needs of your credit union and your members. In some cases, credit unions select multiple policies in order to accomplish their deposit and liquidity objectives.
Double Cover
Protect every member of your credit union above and beyond the limits afforded by your primary share insurer. Double Cover provides up to $250,000 of additional coverage per account.
Custom Cover
Accommodate specific members, institutional or larger business type accounts. Custom Cover allows your credit union to insure balances up to $5,000,000 above the limits afforded by your primary share insurance. Some restrictions apply.
ATTRACT | PROTECT | RETAIN
Members & Deposits
Excess share insurance is a powerful tool that helps credit unions attract new deposits, protect what they already have, and retain their largest accounts. Excess share insurance is available exclusively to credit unions, giving you a clear market advantage over all other financial institutions. Show your strength by offering protection no banks and few credit unions can offer.
For credit unions in California, excess share products are available through ASI (red button below). For states other than California excess share coverage is provided by our subsidiary, ESI (blue button below).