The nation’s largest provider of private share insurance for credit unions since 1974

American Share Insurance (ASI) provides primary and excess share (deposit) insurance exclusively to credit unions. We’re a member-owned, share guaranty corporation proud to be the nation‘s largest non-federal insurer of credit union deposits.

Industry For Credit Union Industry Professionals  

Through our primary share and excess share insurance programs, we help credit unions carry out their mission. Learn what makes our insurance unique, then meet  the industry leaders who have helped us serve the credit union industry.

Consumer For Credit Union Members  

Credit unions offer their members a wealth of advantages and are a popular alternative to traditional banks. Learn how ASI insures the deposits of credit union members.

ASI is safe and sound as are your credit union savings

Members of credit unions insured by American Share Insurance can take great comfort in knowing that their savings are safe, sound and protected by a well-capitalized insurance fund. 

It is very natural for credit union members to ask questions about the safety of their savings. In response, ASI offers the following regarding its deposit insurance programs. Most importantly, members' deposits in an ASI primary insured credit union are insured to $250,000 per individual account, no matter how many accounts they have with the credit union.

Click here for more details on primary share insurance - Your Insured Funds.

What's New?

ASI Closely Examines Nearly 92% of Its Primary Insured Assets in 2014

Managing risk and monitoring its insured credit unions are important functions of ASI’s Examination & Insurance Department. In 2014 the ASI team of examiners conducted a total of 106 on-site field exams of its member credit unions. This accounts for on-site field exams being conducted on nearly 92% of ASI’s primary insured assets. Kurt Loose, VP of ASI’s Examination & Insurance Department, said, “The combination of these on-site audits along with the stringent monitoring of its insured credit unions and the tracking and reporting systems ASI utilizes, all contribute to the safety and soundness of the ASI deposit insurance fund.”